Financial services in Bhutan operate within a carefully supervised framework. As the sector modernises, and as Gelephu Mindfulness City develops into a financial and innovation hub, demand for precise regulatory and transactional advice is rising. The Royal Monetary Authority is the central bank and primary financial supervisor, with licensing and oversight responsibility across banking, insurance and financial institutions. Financial businesses must meet anti-money laundering and counter-terrorist-financing requirements, capital and governance standards, and reporting obligations, while foreign investment in the sector is governed by the FDI Rules & Regulations 2025, with the RMA participating in compliance monitoring. The GMC framework introduces additional regulatory pathways for qualifying entities.

Basnet Attorneys & Law advises institutions, funds and investors on RMA licensing and engagement, AML and CFT policy and compliance, corporate and fund structuring, insurance and financial product documentation, foreign investment registration, and regulatory disputes. We bring fintech legal services and foreign direct investment capability to each engagement so that clients have certainty in a tightly supervised market.